Americans Could Get Up to $6,728 Back Even If They're Not Required to File a Tax Return — Here Comes Tax Credits
- Author: Jeannie Dare
- Posted: 2025-03-20
Many Americans believe that if they’re not required to file a tax return, they have no reason to submit one.
But what most don’t know is — they could be leaving hundreds or even thousands of dollars in unclaimed tax refunds on the table.
Why You Should Check for Refundable Tax Credits
Even if your income is too low to require filing, you might qualify for valuable tax credits that result in a refund — but only if you file your return.
Some of the biggest refundable tax credits include:
- Earned Income Tax Credit (EITC): Up to $6,728 for qualifying families with children
- Child Tax Credit (CTC): Worth up to $2,000 per child
- American Opportunity Credit (for college students): Up to $2,500
- Recovery Rebate Credit: If you missed out on a stimulus payment
Important: These are refundable credits — you get the money back even if you owe zero taxes.
How to Check If You’re Eligible?
- Use the IRS Direct File tool (available in some states) or IRS Free File options
- Visit the IRS official website or speak to a certified tax professional
- Review your income levels, family size, and eligibility requirements for each credit
Don’t Leave Free Money Unclaimed
If you skip filing because you think you don’t owe taxes, you might miss out on money the IRS owes you.
Pro Tip: Even if you’re not required to file, submitting a simple return could put money back in your pocket — and it’s free help in most cases.
If you could use a little extra help, see what benefits you can claim here.
Where to Get Help?
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Free tax prep programs like VITA and TCE
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IRS.gov for forms, tools, and tax credit info
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Call 800-TAX-FORM or 800-829-3676 for help
Bottom Line
Check your eligibility and claim your refund — it’s your money.
File today and ensure you’re not missing out on this often-overlooked form of unclaimed money.
Previous article: 2025 Tax Refunds Are Bigger — Here's How They Can Help With Bills, Utilities, and More
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